The Relationship between Life Insurance and Economic Growth: Evidence from India

نویسندگان

  • Anju Verma
  • Renu Bala
چکیده

This study examines the relationship between the life insurance and economic growth in India. The total life insurance premium (TLIP), and total life insurance investment (TLII), are used as proxy for life insurance and Gross Domestic Product (GDP) is used for the economic growth. The data has been compiled from the Handbook on Indian Insurance Statistics, IRDA annual reports and economic survey for the time period 1990-91 to 2010-11. The Ordinary Least Square regression model has been used for data analysis. The Breusch-Godfrey Serial Correlation LM, Heteroskedasticity: Breusch-Pagan-Godfey, JarqueBera, Collinearity Diagnoses tests have also applied to check robustness of the OLS regression model. The Major findings of the study are that life insurance significantly influences the economic growth in India. JEL Classification: G22, G23, E01, C01.

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تاریخ انتشار 2013